Maharashtra Stamp Duty Rates 2026
Property registration costs in Maharashtra are determined by state-specific regulations. Calculations are typically based on the higher of the agreement value or the government guidance value (market value).
Total Registration Cost — Quick Reference
| Value | Region | SD | Reg | Total | Effective |
|---|---|---|---|---|---|
| ₹50 Lakh — Male | Mumbai | ₹3,00,000 | ₹30,000 | ₹3,30,000 | 6.60% |
| ₹50 Lakh — Male | Pune / Thane / Nagpur | ₹3,50,000 | ₹30,000 | ₹3,80,000 | 7.60% |
| ₹50 Lakh — Male | Other Cities | ₹3,00,000 | ₹30,000 | ₹3,30,000 | 6.60% |
| ₹50 Lakh — Male | Municipal Council | ₹2,00,000 | ₹30,000 | ₹2,30,000 | 4.60% |
| ₹50 Lakh — Male | Gram Panchayat | ₹1,50,000 | ₹30,000 | ₹1,80,000 | 3.60% |
| ₹50 Lakh — Female (sole) | Mumbai | ₹2,50,000 | ₹30,000 | ₹2,80,000 | 5.60% |
| ₹50 Lakh — Female (sole) | Pune / Thane / Nagpur | ₹3,00,000 | ₹30,000 | ₹3,30,000 | 6.60% |
| ₹15 Lakh — Male | Mumbai | ₹90,000 | ₹15,000 | ₹1,05,000 | 7.00% |
| ₹75 Lakh — Male | Mumbai | ₹4,50,000 | ₹30,000 | ₹4,80,000 | 6.40% |
Revenue Terms — English · Hindi · Marathi
Trilingual reference for common property registration and revenue terms in Maharashtra.
| English | Hindi | Marathi | Transliteration |
|---|---|---|---|
| Stamp Duty | मुद्रांक शुल्क | मुद्रांक शुल्क | Mudrānk Shulk |
| Registration Fee | पंजीकरण शुल्क | नोंदणी शुल्क | Nondani Shulk |
| Ready Reckoner | रेडी रेकनर | रेडी रेकनर | Ready Reckoner |
| Metro Cess | मेट्रो उपकर | मेट्रो उपकर | Metro Upkar |
| Sale Deed | विक्रय पत्र | विक्री करारनामा | Vikri Kararnama |
| Local Body Tax (LBT) | स्थानिक संस्था कर | स्थानिक संस्था कर | Sthanik Sanstha Kar |
| Sub-Registrar Office | उप-निबंधक कार्यालय | दुय्यम निबंधक कार्यालय | Duyyam Nibandhak Kaaryaalay |
| Encumbrance Certificate | भार प्रमाण पत्र | भारमुक्त प्रमाणपत्र | Bhaarmukta Pramanpatra |
| Gift Deed | दान पत्र | भेट खत | Bhet Khat |
| Mutation (Ferfar) | नामांतरण | फेरफार | Ferfar |
Legal Framework
- The Maharashtra Stamp Act, 1958 (महाराष्ट्र मुद्रांक अधिनियम)
- The Registration Act, 1908 (नोंदणी अधिनियम)
- The Transfer of Property Act, 1882 (Sections 54 Sale, 105 Lease, 122 Gift) (संपत्ति हस्तांतरण अधिनियम)
- The Indian Stamp Act, 1899 (central parent legislation) (भारतीय मुद्रांक अधिनियम)
- The Real Estate (Regulation and Development) Act, 2016 — MahaRERA (महारेरा — महाराष्ट्र स्थावर संपदा नियामक प्राधिकरण)
- Income Tax Act, 1961 — Section 80C (stamp duty & registration deduction, up to ₹1.5 lakh subject to conditions) (आयकर अधिनियम — कलम 80C)
Frequently Asked Questions
What is stamp duty in Maharashtra in 2026?
Mumbai: 6% male/5% female (incl. Metro Cess). Pune/Thane/Nagpur: 7% male/6% female (incl. MC+LBT). Rural: 4% male/3% female. Reg: 1% (cap ₹30k).
Do women get a concession in Maharashtra?
Yes. 1% SD discount for sole residential ownership.
महाराष्ट्रातील मुद्रांक शुल्क?
मुंबई: पुरुष 6%/महिला 5%. पुणे/ठाणे: पुरुष 7%/महिला 6%. ग्रामीण: पुरुष 4%/महिला 3%.
How is stamp duty calculated in Maharashtra?
Stamp duty is calculated on the higher of the agreement value or the Ready Reckoner rate (government-fixed minimum value). The Ready Reckoner rate is updated annually by the state government and can be checked on the IGR Maharashtra portal.
What are the stamp duty rates for gift deeds in Maharashtra?
Gift deeds to non-family members attract 3% stamp duty. Gift deeds to family members (spouse, children, grandchildren, parents, siblings) for residential or agricultural property attract a nominal stamp duty of just ₹200. Registration fees apply as per the standard 1% (capped at ₹30,000).
Is stamp duty different in Navi Mumbai?
Navi Mumbai is part of the Pune / Thane / Nagpur metro-corporation bucket in this calculator (it falls under the metro cess + LBT regime), NOT the Mumbai (MCGM) bucket. Effective rate: 7% male / 6% female (5% SD + 1% Metro Cess + 1% LBT). Registration fee 1%, capped at ₹30,000.
What area does my property fall under?
Use the 5-bucket classifier: (1) MUMBAI — only properties within MCGM (Brihanmumbai Municipal Corporation) limits. (2) PUNE / THANE / NAGPUR — includes Pune, Thane, Nagpur, Navi Mumbai, Pimpri-Chinchwad municipal corporations (these levy 1% Metro Cess + 1% LBT in addition to base SD). (3) OTHER CITIES — other Municipal Corporations like Nashik, Aurangabad, Kolhapur, Solapur, Amravati, Chandrapur, Latur etc. (1% LBT only, no metro cess). (4) MUNICIPAL COUNCIL — smaller towns governed by a Municipal Council, Cantonment Board, or Nagar Panchayat (no LBT, no metro cess). (5) GRAM PANCHAYAT — village / true rural areas governed by a Gram Panchayat (lowest rates). If you're unsure which bucket a town falls into, check the local body name on your 7/12 extract or property card, or ask the Sub-Registrar Office.
Can stamp duty be paid online in Maharashtra?
Yes. Stamp duty can be paid online through the GRAS (Government Receipt Accounting System) portal at gras.mahakosh.gov.in or via the IGR Maharashtra portal at igrmaharashtra.gov.in. The portals support e-stamping and appointment booking for registration.
What are Metro Cess and LBT in Maharashtra stamp duty?
Metro Cess (1%) is levied in Mumbai and is earmarked for metro rail development. Local Body Tax (LBT, 1%) is levied in municipal corporation areas like Pune, Thane, and Nagpur. Both are added on top of the base stamp duty rate of 5% (male) or 4% (female).
Are Maharashtra stamp duty and registration charges tax-deductible?
Yes. Under Section 80C of the Income Tax Act, 1961, stamp duty and registration charges paid on a self-occupied residential property can be claimed as a deduction up to an overall 80C cap of ₹1.5 lakh in a financial year, subject to conditions.
What documents are needed for property registration in Maharashtra?
Standard documents include the sale deed, Aadhaar and PAN of buyer and seller, passport-size photos, the property card or 7/12 extract, latest property tax receipts, Encumbrance Certificate, and previous title documents. Additional documents may be required for agricultural or leasehold property.
